What do Batman, Iron Man and You have in common

I’m a huge Marvel and DC Comics fan.

Batman, Superman, Iron Man, The Hulk… even The Green Lantern.

I love them all!

Their stories inspire me.

Ever notice how sometimes the hero loses his powers due to a well
played villain move?

Do they give up?

Hell no.

They still get the job done, don’t they?

They find a way.

Usually by overcoming a life-long fear or limitation and working

up the courage to do something they’ve been resisting since the

beginning of the story.

Like I said… inspiring!

What does this mean to you?

Challenges are designed to make you stronger, if you’re willing
to fight for what you believe in.

Obviously, getting what you want doesn’t have to be a life or
death scenario.

It could be much easier and much faster journey.

It could even be mega fun!

http://livelifewithmeaning.com/marvel

David – http://markethive.com/david-ogden

Do you know your own value?

Do you know your own value?

Do you REALLY know how special you are?

You are truly very special and whether you know it or not
I'm going to make sure you do by the time you finish reading
this blog post.

You see . . .

If you're reading this email you're NOT an ordinary person
and I hold you in the highest regard because of this.

Let me explain . . .

In daily life, whether you are now living the life of your
choosing or not, you hold something inside of you that the
others don't. And you will always be more successful and live
a more full and joy filled life than they ever will because
of it.

You choose to dream.

You choose to hope for more out of life.

You close your eyes and you see something better than the
current situation and you KNOW it's possible and you reach
for it.

Why are you reading this email?

You are a network marketer and you dream of success and you
dream of prosperity and you want to learn how to attain it.

You're here because you're playing offense.

You saw a problem and you actively sought out a solution.

You didn't wait for someone to spoon feed you the solution
or go and solve it for you. Rather, you proactively sought
out the solution yourself.

Do you know how special this makes you?

Most people wait to be told what to do so they don't have to
think for themselves.

You didn't! You independently sought a solution to creating
wealth and prosperity through network marketing because you
dream for more out of life.

(If you are aware of the Stephen R. Covey's "7 Habits of
Highly Successful People" this is Habit #1 and the
cornerstone of ALL success.)

You're NOT greedy.

You don't dream of these things because you think they will
make you a better person or because you must have the
material wealth that they bring.

In fact, the exact opposite is true.

You WILL attain prosperity and all that comes with it
because you have the courage to have a dream AND you take
action on it.

You dream despite what they say.

THEY tell you you're crazy.

THEY tell you it's not possible.

THEY tell you you're just wasting your time.

THEY tell you that you're just going to end up broke.

And then . . .

They watch to see what happens.

So that if you hit a hurdle THEY can say "I told you that
would happen."

THEY offer no help.

But you know why . . .

You know they say these things because they're too scared to
dream themselves.

They live life passively.

They play the game of life on defense.

They get a job and wait for someone to give them a raise.

You play the game of life on offense.

You go and find a way to create your own raise.

You want to help the world by creating and spreading value
to and for others.

They want the world to create value for them so that someone
will give them a deal.

Do you now see the difference between you and them?

I do.

Here's what's funny to me.

Why do the same people that tell you that you can't achieve
something in life quickly forget all of their critical
remarks and shower you with praise when you do achieve
your dreams and then ask if you could teach them how to
do what you did?

Funny how things work out right?

All I want to let you know is that you are here because you
are a dreamer.

Your dream gives you power.

Your dream makes you a leader.

Your dream gives you freedom.

Your dream insures your success.

Lead and they will follow.

You are my inspiration. You are my fuel. You give me
courage.

And . . . I thank you for it.

Success is yours!
Take it!

Bryan
(231) 487-2032

bryanhead          

 

 

 

 

 

P.S. People like you, all around the world, are Breaking Free 
of their jobs with this easy to follow system.

David – http://markethive.com/david-ogden

New Year New Opportunities and Resolutions

 New Year New Opportunities and Resolutions

Two years ago I started writing down my New Year resolution. Which helped me keep track of my plans and the direction of my life. This year year marks a period of consolidation and times to consider what we will do when Jay completes his secondary education.

There are some uncertain times ahead due to Brexit. Will Jasmin and Jay be granted permanent UK residency early than the original five years under EU rules. Will it still be possible to retire to other EU countries on favorable terms. We are both working so that we can save for the future, however the weather is still a challenge and I miss warmer climes.

Jasmin and Jay will visit their family in the Philippines this summer who they have not seen for some five years apart from via Skype. We still have a house to sell in the Philippines and it would be great if this could be concluded this summer to release capital.

Hopefully I will pass my retraining tests which will confirm my position at Go Ape as an Instructor for the 2017 season. This helps keep me fit and active. I also hope to have further sailing opportunities with the Jubilee Trust and Old Pangbournian Yacht Club such as the Round the Island Race on 1st July and The Arrow Trophy in the Autumn.

Turning to my various business interests, it would seem to be time to leave Valentus an MLM who promised to be different but then shut down their European warehouse with out notice and also started to enforce rules regarding minimum sales prices. The fact that prices are in USD and deliveries come from the USA results in too low profit margins, and to be honest the products are overpriced .

At the end of 2016 I took up an interest in Cryptocurrency which would seem to offer a number of business opportunities, especially when one considers the likes of Bitcoin have grown in value faster than any traditional currency are increasing being considered as perhaps becoming the new gold standard and replacing the USD. At the moment you can certainly see in the both the short and longer term that cryptocurrencies can offer a better rate of return compared with savings rates from banks and even investment from stocks and shares.

MarketHive continues on its long journey to re-program its software, but has yet to be launched and its lack of funding is delaying it completion, however as we enter the new year it would seem that funding will no longer be a problem and the likes of Facebook and Linked in will have a new business based rival.

For the first time in many years I am not sure of direction, there is a possibility that I could double my net worth, the only thing that is sure is we will remain in the UK for the next two years which coincidentally is the expected time to complete Brexit.

David Ogden
Entrepreneur

David – http://markethive.com/david-ogden

As Bitcoin Price Surges, Phishing Attacks on Cryptocurrency Wallets Intensify

As Bitcoin Price Surges,
Phishing Attacks on Cryptocurrency Wallets Intensify

Today's Bitcoin to US Dollar exchange rate has reached $902, the first time Bitcoin price has gone above the $900 mark since January 2014, almost three years ago. Nobody knows what's driving this sudden surge of Bitcoin popularity, but cyber-criminals won't bother looking into macroeconomic factors when deciding that the market is ripe and ready for the taking again.

Bitcoin price surge reverberates through cybercriminal landscape

Over the past couple of months, as the Bitcoin price was slowly coming out of the $200-$400 price range where it spent almost two years, cyber-criminals took notice.

The first to do so were ransomware authors, who had to cut down the ransom demands they asked from victims. They had to do this because a ransom of 2 Bitcoin that once meant $400, all of sudden became $1,200, or more, a sum that very few users could afford to pay.

But ransomware victims are occasional Bitcoin users. A more lucrative operation is the phishing market sector, where crooks have yet again turned their full attention to Bitcoin wallet services.

The culprits behind these phishing pages targeting Bitcoin users are your regular career phishers. The Cisco OpenDNS team has tracked the operators of some of these Bitcoin phishing sites to numerous other phishing domains, used for collecting credentials for other services, such as Google, Dropbox, Apple, Amazon, and others.

What Any Cryptocurrency Needs to Achieve Mass Adoption

    5 Things Any Cryptocurrency Needs to Achieve Mass Adoption

Bitcoin, the giant in the world of cryptocurrency, continues to defy all expectations of an early demise and rises higher and higher in value and use. Its adoption as everyday money, however, remains negligent among the common people, almost eight years after the digital currency first emerged.

While the title of “ the first cryptocurrency” is no longer up for grabs, the title of “digital cash” still remains unclaimed, ready to be seized by another up-and-coming digital money. In order to become the common medium of exchange for large swaths of the world, a cryptocurrency first needs to fulfill a few crucial requirements.

Easy and inexpensive transactions

Forget about cryptocurrency for a second. Right now, regular people use either cash or card for day-to-day transactions.

Cash has no transaction costs but requires you to be physically present and have adequate change, and card transactions are relatively instant, though final confirmations often happen the next day, although fees are relatively high it is enough to disincentivize very small transactions. Any cryptocurrency wanting to make inroads with the common people has to beat this by having faster and cheaper transactions.

Bitcoin already offers this advantage, though the margin by which it does is growing slimmer by the day, and even now it may not be enough to entice the public to abandon traditional financial means. Any cash or card replacement has to be better by a large enough margin to warrant a change.

The same goes for fees. Cash has no fees. Other money transfer tools, like cards and bank accounts, are able to charge a fee because they are able to function across great distances with greater efficiency. Cryptocurrency has those same advantages over cash, and as such can be expected to have an associated transaction fee. However, that fee must be significantly lower in order to entice your average consumer away from banking systems. Large companies can afford to make major payment changes in order to save a few cents per transaction because of scale, but regular people cannot.

Improvements to Bitcoin’s basic model

Bitcoin retains an enormous lead in adoption ahead of other cryptocurrencies. Compared to traditional financial systems, Bitcoin provides enough benefits and improvements to warrant a switch. If a currency wants to beat Bitcoin as the new money, it has to be objectively better. Faster or more inexpensive transactions, more anonymity, a better governance structure, and other features are needed to set another coin apart to justify its use and adoption. If a cryptocurrency does similar things as Bitcoin in the exact same way, its chances of taking over as the digital money of the future will be extremely slim.

A streamlined Bitcoin substitution mechanism

Right now, Bitcoin maintains a massive lead in adoption over every other cryptocurrency. That lead was earned on the promise and hype, not of Bitcoin alone, but of cryptocurrency and of the Blockchain technology itself.

Attempting to best the great front-runner of digital currency from scratch, and without a truly staggering level of difference between the two, simply won’t happen. The only way to compete with Bitcoin, as previously mentioned, is to provide at least as much utility, and a large chunk of Bitcoin’s utility is its adoption lead. What another cryptocurrency needs, then, is an easy and efficient way to be used in Bitcoin’s place such as an automatic exchange built into the wallet.

An easy fiat currency conversion system

Like it or not, the world still currently runs on government-issued fiat currency. Living entirely off of cryptocurrency, without any method of conversion into fiat, it is extremely difficult at the present time, and not a viable option for most people. The average person will need an easy way to buy and offload a cryptocurrency for it to be a practical option for them. Most cryptocurrencies are only easily accessible through first acquiring Bitcoin. In order to become dominant and widely accessible, that crippling reliance on Bitcoin needs to end.

An aggressive adoption campaign targeted at the common people

Finally, in order to entice the world at large, the digital currency needs to presented in a way that resonates with most people. While some technical users will care about hash rates, cryptographic keys, smart contracts, and ring signatures, the common folk will not. They need to be reached with the language of cheaper fees, faster access to funds, more security, less paperwork, etc. The only way anyone will know why cryptocurrency makes sense for them is for someone to tell them why. In order to achieve that, a successful marketing campaign is needed.

The cryptocurrency world, while new, is wildly diverse. However, in terms of a tool for everyday use in financial transactions, Bitcoin has almost exclusive reign. In order to dethrone the king of digital cash, any competitor has to bring their A-game.

David Ogden
Contributor

 

David – http://markethive.com/david-ogden

Cryptocurrency Wallets

CryptoCurrency Wallets

I am continuing my education regarding MyCryptoWorld.

Today I am looking at wallets. Previously I have learn't that Cryptocurrency transactions are protected by military level encryption and physical coins do not exist. So where is the best place to store our Bitcoins or other cryptocurrencies.

There are three types of wallets

  • User controlled wallets
  • Hosted wallets
  • Hardware wallets

Your options. probably  depends on your age and familiarity with using computers and mobile devices and how often or how many coins you have, the choice is very much up to you.

My first choice is a user controlled wallet such as Blockchain, which is web based and also can be used on mobile devices. You have full control over your money, but that comes with its own dangers: you could lose your private keys, your computer could be hacked and the keys could be stolen, or your computer could break, and if you did not keep another record of your keys, you’d be out of luck.

One reason I like Blockchain is because the wallet is built on an HD (or hierarchical deterministic) framework, which has a different method for address generation and management. Each public address your wallet generates stems from your wallet's xPub (or Extended Public Key). Once your public address receives an incoming payment, a new address will automatically be generated and display when you click on receive.

There is a danger If you use the same address every time you receive funds, it becomes easy for anyone to track your entire payment history. This method of address generation improves privacy by automatically presenting you with a new address when you’re expecting payment.

I have also looked at Circle which is a hosted wallet which is more mobile based and very user friendly wallet,which can hold currencies or Bitcoin and you can send and receive either to other people by using email or Bitcoin addresses. However, there are limits which are placed on you initial transactions (0.3329 BTC weekly limit) No need to worry about anything except the limits, Great for day to day use. No need to use Bitcoin exchanges as this is all built in, Conversions are made when you add or remove funds from your wallet. Bitcoin balances in your Circle account, are fully insured against any breach of digital or physical data storage at Circle.

Initially I thought that its security was not up to scratch as I was not required to supply ID information to purchase Bitcoin. When I wanted to send Bitcoin however, I had to supply additional information which delayed the ability to send for 3-5 working days.
 

Hardware wallet is a special type of Bitcoin wallet which stores the user's private keys in a secure hardware device, which might be a usb or other storage device such as a mini computer

They have major advantages over standard software wallets:

  • private keys are often stored in a protected area of a microcontroller, and cannot be transferred out of the device in plain text

  • immune to computer viruses that steal from software wallets

  • can be used securely and interactively, as opposed to a paper wallet which must be imported to software at some point

  • much of the time, the software is open source, allowing a user to validate the entire operation of the device

 

If you want further security you could consider using a Brain Wallet

You might ask why I am providing this information and researching Cryptocurrency, It is because I am involved with the ICO of a new Cryptocoin.

David Ogden
MyCryptoWorld

David – http://markethive.com/david-ogden

Are We Entering The Age of The Cryptocurrency

my cryptocurrencyAre We Entering The Age of The Cryptocurrency

 

I have started taking an interest in Cryptocurrency and the fact that it offers a number of advantages over paper based currencies. Unlike paper currencies, which Governments can print at will, Cryptocurrency is restricted which means that the value of these coins increases.

 

Take Bitcoin, the best known coin, launched in 2008 with a value in 2009 1 BTC = 0.0001 USD and is now currently at $725. Over the years there have been quite large fluctuations :-

  • June 2010 1 BTC = 0.07 USD

  • June 2011 1 BTC = 15 USD

  • June 2012 1 BTC = 7 USD

  • June 2013 1 BTC = 100 USD

  • June 2014 1 BTC = 600 USD

  • June 2015 1 BTC = 220 USD

  • June 2015 1 BTC = 750 USD

It is interesting to note anyone who has held Bitcoin since the early days has seen a great increase in his asset.. I first came across Bitcoin when I moved to Cyprus in 2013. the Banks shut for days and then restricted both withdrawals and deposit and many people started to use Bitcoin because the banks stole peoples savings. The security with Cryptocurrency protects your holdings and to some extent provides anonymity.

Theft and fraud risks can be quite high when holding Cryptocurrency in online wallets or exchanges and it is recommended that is is best to use mobile wallets or even record you account details on paper. I still have to come to terms with using mobile data and until I learn how to use scan and use QR codes. Individuals cryptocurrencies are digital and cannot be counterfeited or reversed arbitrarily by the sender, as with credit card charge-backs.

One of my pet hates is transaction fees from bank and this is where cryptocurrency comes into its own There aren’t usually transaction fees for cryptocurrency exchanges . Even though there’s no bitcoin/cryptocurrency transaction fee, many expect that most users will engage a third-party service, such as Coinbase, creating and maintaining their bitcoin wallets. These services act like Paypal does for cash or credit card users, providing the online exchange system for bitcoin, and as such, they’re likely to charge fees

Identity theft isa growing concern for example. If you give your credit card to a merchant, you give him or her access to your full credit line, even if the transaction is for a small amount. Credit cards operate on a “pull” basis, where the store initiates the payment and pulls the designated amount from your account. Cryptocurrency uses a “push” mechanism that allows the cryptocurrency holder to send exactly what you wants to the merchant or recipient with no other information.

Decentralization means the network operates on a user-to-user (or peer-to-peer) basis. The forms of mass collaboration this makes possible are just beginning to be investigated.

Since cryptocurrency is not bound by the exchange rates, interest rates, transactions charges or other charges of any country; therefore it can be used at an international level without experiencing any problems. This, in turn, saves lots of time as well as money on the part of any business which is otherwise spent in transferring money from one country to the other. Cryptocurrency operates at the universal level and hence makes transactions quite easy. There is no other electronic cash system in which your account isn’t owned by someone else.

David Ogden

http://information.cryptocoin20.com

David – http://markethive.com/david-ogden

Money Saving Tips

Money Saving Tips

Since my seasonal job is coming to an end I am taking stock of my financial situation and looking for way to reduce my spending. During the past year I have been teaching my wife how to control how she spends the income from her own part time job.

I used to use Quicken but when I changed my operating system to Linux, I was forced to change to Moneydance, both system are fairly similar and provide ways to control budgets and track expenditure by categories. I am generally responsible for all general bills including my car costs, with my wife responsible for her sons expenditure plus supporting her family in the Philippines and her car costs. We both are responsible for saving.

We have a mixture of Joint accounts, a business account and our own savings accounts. This year I opened a number of additional accounts to cover house insurance, car insurance, road tax and property tax in the Philippines. The additional saving accounts provide a way of saving money , rather than paying the services on a monthly basis with includes interest ,we renew on a yearly basis which saves us money for those accounts which do not allow interest free monthly payment.

I have even set up a number of automated bank transfers which distribute our income a couple of days after it is received into our various saving account, they only earn a few pence in interest but the bigger saving is being in a position in future years to pay upfront and not pay interest. With interest rates expected to rise next year, this will save you money.

I have been analysing my business costs which involve purchasing products in $’s and selling in £’s with exchange rates fluctuating due to Brexit and Trump. If I use my UK debit card to purchase products I am faced with an additional charge of £11-12 and an exchange rate that favours the bank.

However if I use the services of Transferwise who I have used for many years to send money to the Philippines the exchange rate cost are more reasonable . For example they would charge £2.28 and a competitive exchange rate saving me about £10 in every transaction.

Now I do operate an account in the USA, which also has a $ debit card, if I do not charge $250 a month to my card the bank will charge me $16 per month as account charges. Now you can perhaps see that with a combination of using my US debit card to purchase products and transferring funds to my USA account I can save £10 + $16 (12.9) or around £22-32 per month.

One other way to earn money we earn money is with a Tesco Club card, collecting points when buying petrol, food, household items and other items online with Tesco direct. We earn £15-20 per month in cash back as well as additional points and offers.

Saving rates are at an all time low at the moment and to be honest its hardly worth leaving it in the bank, which is why I am using some of my savings and pumping it through my business to provide a better return, with the changes I am putting in place from above, my profits are set to grow faster.

David Ogden is an Entrepreneur at MarketHive

 

David – http://markethive.com/david-ogden

Building A business

There is a link between building a business and losing weight.. I wrote a blog yesterday about how effective is your plan, and realised that people starting a business and those attempting to lose weight faced some similar challenges. Namely discipline, action and goal setting.

Now goal setting is pretty obvious and was covered in yesterdays blog. Once you have set up goals then you need to take action and follow a plan, without action, you cannot expect success and your plan will failures

Taking the first step is probably the hardest, but once that is behind you, you need to be disciplined enough to set up a routine. Getting into a regular routine makes things much easier, be it writing a blog, contacting people or remembering to follow your diet plan.

I am a morning person so like to get up around 0500 and in fact my body clock wakes me up at this time, no matter what time I go to bed. For me this is a good time, before the rest of the family get up I have time to check email accounts, my calendar and financial accounts and carry out tasks such as drafting blogs. I am at the moment in a state of change as my summer job is coming to an end and I will be concentrating on building my online business.

Change can be difficult and I know I face challenges until I can settle into a new routine and there is always the temptation to step back into your old ways, which will result in failure. I find that using Google Calendar as a tool, it will send me reminders about when I need to publish blogs or contact people and this has become a vital tool to help me get back on track.

When I was last working online full time I set aside half my day for business from 0500 to midday, during this time I worked in my own office space upstairs and the family knew not to interrupt me. This worked well for me and I was able to publish blogs on a daily basis and keep in regular contact with potential customers. Now my circumstances are slightly different, I live in a smaller house and my office consists of a desk in a corner of a dining room in the centre of our house which is a thoroughfare for my family, which makes it harder to concentrate with the job in hand. The only saving grace is my wife works part time shifts and my son is at school , so I can still work weekday mornings between 0730 to midday.

The secret of building a business or losing weight is to take action on a daily basis, which takes you towards your goal

David Ogden
Healthy Weight Loss
Free Marketing Tools

David – http://markethive.com/david-ogden

Are your Savings Gathering Dust

Make Money GrowThis is the age of the entrepreneur. Entrepreneurs are people who have a dream and are prepared calculated risks to achieve their goals. Interest rates are at an all time low, which makes it a great time to borrow money, however spare a thought for savers, some of whom rely on their saving and try to live on the interest.

I have been looking around on the internet for the best savings rates and the best I can find is 10% per annum, with others around 3-7%, but saver rates are continuing to fall

 

The average UK adult has about £5,500 – 6,000 in saving to meet rainy day, so you can see that even with the best savings rate their saving will only produce an income of £500- 600 per year

If you borrow money you will see offers of interest rates of between 3.1-3.5% APR which on paper could mean that you could borrow money at 3.1% and place it in a saving account at 10% and earn just under 7%. However when you apply for one of these low APR loans the APR Jumps to around 22% if for example you wanted to borrow £1000 for a year. It is only larger sums over longer periods that offer low APR rates and the lender may need more security.

I have been tracking one of my own savings account and seeing interest payments of £1 per month coming in which is not very impressive and wondered if there way another way to use my saving and improve my rate of return.

Entrepreneurs are known for Buying low and selling high and then a friend of mine introduced me to Valentus an MLM company which sells Weight Loss Coffee. MLM’s have a bad reputation for selling over priced products and encouraging you to sell them on to friends and family.

I have lost money with MLM in the past, leaving me with product that I had to sell at a loss. The weight loss coffee is different and you can sell it online and earn a profit. I decided to test the market and used money from my savings and brought 16 boxes of coffee and was some what amazed when they sold online in the first month.

MLM companies offer a number of ways of earning money apart from selling products, although I believe customers are more important. There are additional rewards for introducing like minded people and that is the stage I have now come to. I am reaching out to duplicate my success with other people who want to see their money working for them and producing a return.

No matter your past experience, I am willing to work with you and help you build your future,

just go to Http://seriouswealth.net

I will be in touch with you

David Ogden
Helping People Help Themselves 

 

 

David – http://markethive.com/david-ogden

The Rise Of the Entrepeneur

 

 

 

The Age of the Entrepreneur Is truly Here

 

America has spoken and elected a non political businessman to lead their country, this could have great repercussions around the world. As Donald Trump said in his victory speech, “No dream is too big”

Running a country is a big business so it will be interesting to see just how things work out. I am sure we will see many changes, now that Republicans rule the roost at all level of Government, which will allow changes to be made with little opposition.

The UK is also facing changes and it will be interesting to see what changes might occur in the so called special relationship, as both countries set out to build new relationship with countries around the world.

Entrepreneurs are known for their tenacity and this has been proved over the past 18 months when Donald Trump has come from nowhere to become President elect of the USA.

 

Any dreams can be accomplished, if you are prepared to put in the effort and work every day towards achieving your goal. Donald Trump admitted it had been a long hard and sometimes tiring campaign but he kept his faith and concentration when others had doubt.

As this year is coming towards and end and a new dawn is coming it time for everyone to review their hopes and dreams. Do you have a dream to to improve your financial situation, then now is the time to act.

Watch the Video Below

 

David – http://markethive.com/david-ogden